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Privacy Policy

 

Last Updated: October 8th, 2025

This Privacy Policy explains how Talk Money with Tish & Associates (doing business as TMWT Agency or Talk Money with Tish) (“Company,” “we,” “our,” or “us”) collects, uses, and protects your information when you access our website or use our services. It also outlines your rights and how you can control your personal data.

By using our website or services, you agree to the terms of this Privacy Policy.

1. Definitions

  • Company: Talk Money with Tish & Associates, 4101 McEwen Rd, Ste. 205, Dallas, TX 75244.

  • Personal Data: Information that identifies or can be used to identify you, such as your name, email, address, or phone number.

  • Protected Health Information (PHI): Sensitive health-related information that may be collected or shared when working with certain insurance or financial partners.

  • Cookies: Small data files stored on your device for tracking and improving your user experience.

  • Service: Our website, talkmoneywithtish.com, and associated services.

  • Device: Any technology (computer, tablet, smartphone) used to access our Service.

2. What Information We Collect

Personal Information:

  • Name, email, phone number, city, state, ZIP code

  • Information submitted through consultations or contact forms

Financial Information:

  • Billing/payment information when engaging in financial transactions

Usage Data:

  • IP address, browser, device type, location data, and website interaction (pages viewed, time spent)

Cookies and Tracking:

  • We use essential, analytics, and preference cookies. You can manage cookies in your browser settings.

Third-Party Integrations:

  • If you interact via Google, Facebook, LinkedIn, etc., we may access related profile data.

3. How We Use Your Information

We may use your data to:

  • Provide, personalize, and improve our services

  • Communicate via email, phone, or text (in compliance with A2P/10DLC)

  • Process financial transactions

  • Enforce policies and comply with legal requirements

  • Conduct analytics and marketing

4. HIPAA and Data Security

Although Talk Money with Tish is not a “Covered Entity” under HIPAA, we may operate as a Business Associate when coordinating with healthcare-related partners (e.g., life insurance providers).

We implement administrative, technical, and physical safeguards to protect any Protected Health Information (PHI) we may encounter, including:

  • Staff HIPAA training

  • Use of encrypted platforms

  • Business Associate Agreements (BAAs) with third parties

  • Access control and secure communication practices

5. Sharing Your Information

We do not sell or lease your personal data. We may share data:

  • With trusted service providers (e.g., payment processors, hosting providers)

  • When required by law or court order

  • During business transitions (e.g., merger or acquisition)

  • With your explicit consent

6. Your Rights

You have the right to:

  • Access, update, or correct your personal data

  • Request deletion of your data, where legally permissible

  • Opt out of marketing communications (unsubscribe link or reply STOP to texts)

  • Request paper copies of any documents (fees may apply)

To exercise these rights, contact us at [email protected].

7. Retention and Security

We retain personal information only as long as necessary to fulfill the purposes outlined in this policy or as required by law. While we follow strict security protocols, no method is 100% secure.

8. Children’s Privacy

Our services are not intended for children under 13. We do not knowingly collect data from minors. If discovered, we will delete such information immediately.

9. External Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.

10. E-Sign Consent

By using our digital services, you consent to receive all service agreements, disclosures, and communications electronically. You may request a paper copy or withdraw consent by contacting [email protected]. Note: withdrawing consent may delay certain services.

11. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be posted with an updated “Effective Date.”

12. Contact Us

Talk Money with Tish & Associates
4101 McEwen Rd, Ste. 205 • Dallas, TX • 75244
Email: infoATtalkmoneywithtishDOTcom
Hours: Mon–Sat: 9:00 AM – 7:00 PM | Sunday: CLOSED