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Terms and Conditions

 

Updated: October 8th, 2025

Welcome to Talk Money with Tish & Associates (doing business as TMWT Agency or Talk Money with Tish) (“Company,” “we,” “our,” or “us”). These Terms and Conditions govern your access to our website, services, and content. By using our services, you agree to be bound by these Terms.

1. Services Provided

We provide:

  • Financial education and consulting

  • Life insurance with living benefits

  • Retirement planning and tax-efficient strategies

All information provided is for general guidance and should not replace personalized advice from licensed professionals.

2. Professional Disclaimer

  • We are licensed financial professionals, but the information we share may not suit every individual situation.

  • We do not offer legal or tax advice—please consult your attorney or CPA.

  • While we aim for accuracy, content may become outdated due to changing laws.

3. Electronic Communications & Consent

You consent to receive emails, texts, and other communications electronically. These may include:

  • Appointment reminders

  • Policy documents

  • Legal notices or updates

You may withdraw consent at any time. Some services may be limited without electronic communication.

4. 10DLC (Text Messaging Compliance)

By providing your number, you agree to receive text messages related to services, updates, or promotions.

  • Standard data/message rates may apply.

  • You can opt out anytime by replying “STOP”.

We do not sell your contact information.

5. HIPAA & Privacy Protections

While not a Covered Entity, we adhere to HIPAA standards when handling PHI in coordination with insurance providers. For more, please review our Privacy Policy.

6. User Responsibilities

By using our services, you agree to:

  • Use the site lawfully

  • Provide accurate information

  • Not engage in fraudulent or harmful behavior

7. Payment & Fees

  • Some services or consultations may require payment.

  • Fees will be disclosed prior to payment.

  • Unless otherwise stated, all sales are final.

8. Intellectual Property

All content on our website—text, images, branding, and downloadable resources—belongs to Talk Money with Tish & Associates. You may not reuse or reproduce any materials without written permission.

9. Limitation of Liability

We are not liable for:

  • Direct or indirect damages resulting from service use

  • Errors or delays in third-party services

  • Unauthorized access despite security measures

Your use of our services is at your own risk.

10. Termination of Access

We reserve the right to suspend or terminate access for any violation of these terms.

11. Governing Law

These Terms are governed by the laws of the State of Texas. Any disputes shall be resolved in the courts of Collin County, Texas.

12. Updates to These Terms

We may update these Terms occasionally. Continued use of our services indicates acceptance of any changes.

13. Contact Information

Talk Money with Tish & Associates
4101 McEwen Rd, Ste. 205 • Dallas, TX • 75244
Email: infoATtalkmoneywithtishDOTcom
Hours: Mon–Sat: 9:00 AM – 7:00 PM | Sunday: CLOSED